Pet health insurance can save pet owners on their pet’s annual health care costs and cover yearly physical and screening tests as well. Pet health insurance may also provide a financial cushion in the event of an unforeseen accident, emergency, or occurrence of disease.
As with insurance for people, pet health insurance policies include mandatory deductible fees. Depending on the company, some pet health insurance programs reimburse the veterinarian for the health care costs while other companies reimburse the pet owner once the pet owner has paid the bill.